BEGIN:VCARD
VERSION:3.0
FN;CHARSET=UTF-8:Ngai Ka Ming
N;CHARSET=UTF-8:;Ngai Ka Ming;;;
TITLE;CHARSET=UTF-8:強積金
ORG;CHARSET=UTF-8:Sun Life Hong Kong Limited
EMAIL;CHARSET=UTF-8;type=HOME,INTERNET:kaming.ngai@sunlife.com.hk
PHOTO;VALUE=URI:https://bnialchemy.com/member/ngai-ka-ming.png
TEL;TYPE=CELL:85267007272
REV:2026-04-30T10:08:55Z
END:VCARD